Change of Ownership Loans

Who Qualifies for Change of Ownership Loans?

Our SBA 504 change of ownership loans are designed for small businesses undergoing ownership transitions that involve real estate. Eligible businesses must meet SBA size standards, be for profit, with a tangible net worth of less than $20 million and an average net income of less than $6.5 million after taxes for the preceding two years.

Loan Details and Benefits

• Up to 90% financing for SBA 504 loans.
• Long-term, fixed interest rates.
• Terms up to 25 years.
• Lower down payments to preserve your capital.

How to Apply

Contact me to start your application process. I'll guide you through the necessary documentation and ensure your application meets all SBA 504 loan requirements.

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Frequently Asked Questions:

Question - What types of businesses can benefit from change of ownership loans?
‍Answer - Any small business undergoing ownership transitions, including retail, manufacturing, service industries, and more.

Question - Can I use the loan to finance both the purchase of the business and associated real estate?
‍Answer - No, our SBA 504 loans can only be used to finance the portion of the business acquisition, or partner buyout, that represents the portion of fixed assets, real estate.